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Disability Insurance Amory MS
Disability insurance, like regular life insurance, is a contract between the insurance company and the policy holder. With this type of insurance, in exchange for paying your premiums, the insurer agrees to pay you a monthly benefit if you become disabled and cannot earn a paycheck.If ever there is an instance where you cannot earn a paycheck due to a disability, disability insurance is an option for your life to continue.
Disability benefits may include a monthly payment and Medicare health insurance. There are two types of disability policies, short term and long term. In most cases, Short- Term Disability policies have a waiting period of 0 – 14 days with a maximum benefit period of no longer than two years. Long-Term Disability policies have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.
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