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Leading provider of quality insurance products and services
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Medicare Supplements
What is Medicare?
Medicare is health insurance for people 65 or older. Some people get Medicare automatically. Others have to actively sign up – Factors depend on if you start getting retirement or disability benefits from Social Security before you turn 65. Basic Medicare, which includes Parts A and B, covers most of your basic hospital and doctor expenses.
You probably already know that your Medicare insurance pays for most of your medical costs. You may also know that not all medical costs are covered under Medicare. If you or a loved one are approaching the age of 65 and qualify for Medicare Parts A and B, now is the time to get supplemental coverage.
Medicare Supplements are most recognized as (Medigap). The Medicare Supplements pay out-of-pocket expenses that oftentimes Medicare does not cover. Medicare does not cover approximately 20% of medical costs. Medicare Supplements (Medigap) can help pay some of the remaining health care costs, like copayments, coinsurance and deductibles.
Let Healthcare Solutions deliver to you the most tailored Medicare Supplements available! There is a “guaranteed issue period” for the six months following your 65th birthday. During this time, you or a loved one can get a Medicare Supplement Plan with no requirements beyond paying your premiums!
Is That Enough Coverage?
While original Medicare provides good coverage, it doesn’t pay for everything. For example, Medicare usually covers about 80% of your Part B costs. It’s up to you to cover the rest.
We would like to help guide you through the process. Healthcare Solutions works with Medicare beneficiaries to help you understand how Medicare works and to make sure you are getting all the benefits you are entitled to receive! Please be informed that the government has other programs you can receive to cover the remaining 20%, such as the Medicare Supplement.
With a Medicare Supplement Plan, you have choice, control and freedom! Call Healthcare Solutions today!